Why are we better than the average "Credit Repair Company"?

Many companies focus exclusively on removal of all unfavorable accounts from your credit report. But that approach can have negative effects! It's not at all uncommon to have a person's credit score actually DROP after deletion of negative accounts.

We know WHICH items to dispute and HOW to dispute them - which ones should be removed and which should not. We know how to go about dealing with the credit bureaus to make sure that everything is being done to maximize improvement in your credit score.

We examine your credit report and aid you in preparing a plan to improve your credit standing. We examine your past credit history and ascertain the best route that will best restore you to good credit standing.

We take a "global" approach that goes way farther than just disputing information in your credit report.

We give our clients follow-up for one year at no extra cost. We continuously monitor our clients' credit report throughout that time period and take the appropriate action to constantly pursue improvement in their credit score.

We decline the "one size fits all" approach and instead examine each client's credit report and prepare a plan of action based on that client's individual circumstances, for the purpose of maximizing progress in improving that client's credit rating.

The problem with most "Credit Repair Agencies" is that their fees are out of range for the average person, especially those grappling with problem credit. Some even charge their clients thousands of dollars.

The result?

1. People either can't pay their fees, and are compelled instead to continue to suffer with bad credit, or...

2. They're left with no other choice but to BORROW money to pay the fees, complicating their desperate situation even further.

Our fees are by far more affordable than those of most "Credit Repair Agencies." We understand the suffering of those who suffer from problem credit.

We believe our clients are deserving of the affordable help they need so badly - and we deem it our duty and privilege to give them that help!