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	Just How Important IS Good Credit Anyway?
	Exceedingly important! Millions of citizens struggle with problem credit every day. They know personally to what level problem credit can destroy someone's life and serenity. The overwhelming impact of problem credit is personal as well as financial. People with problem credit will be obliged to pay higher (and in some cases MUCH higher) interest rates to acquire a loan, the result being that they will have had to pay many thousands of dollars extra before paying off the loan, money that could otherwise have been saved for college or retirement. But what's even worse than that, those whose credit is VERY bad may be prevented from even getting a loan! The "American dream" of home ownership could remain just that for these unfortunate individuals - a dream! They may be precluded from getting a credit card or a car, or even the credit necessary to purchase household appliances. Problem credit in some cases may affect insurance rates or the ability to get a job. But the difficulties caused by problem credit go way beyond financial. They can affect one's relationships, cause emotional and mental distress, and even cause stress that leads to health problems... But conversely, having good credit can mean a better life. It plays a central role in one's future, both personal and financial, and opens up opportunities that would otherwise be missed. One out of every 3 or 4 Americans endure the pain of problem credit. If you happen to be one of those, there's something you should be aware of ...
	You DON'T have to take it!

A three digit number that means the
difference in whether you'll enjoy
financial health or financial distress
... your credit score!

A mathematical number given you
based upon your credit history and
various other issues, it indicates
your credit worthiness and can
make a difference in whether you'll
be granted a loan, the interest rate
you'll pay, credit card interest rates,
and the like.

Do you want to see what
YOUR credit score is?